Q.  What is an auto title loan?

A.   A fast way to borrow money against your vehicle.

Q.   Do I have to own a vehicle?

A.   Yes, you have to own a vehicle paid in full with a clear title.

Q.   Do I get to keep my car?

A.   Yes, we only put a lien on the title.

Q.   How much does my vehicle have to be worth to borrow against it?

A.   At least $2500.00 wholesale.

Q.   How much can I borrow against my vehicle?

A.   We loan up to 65% of the wholesale value of the vehicle. ($300.00-$50,000.00)

Q.   Is there a pre-payment penalty?

A.   No, it is a daily accrued interest loan, so you only pay interest for however long you have the loan. You can pay off when ever you want.

Q.   Do you base your loans on good credit?

A.   No, we do not run credit reports.

Q.   Do I need to be currently employed?

A.   No, But you do have to have proof of income.