FOR TUCSON OFFICE ONLY!   Your loan amount is based upon the wholesale value of the vehicle. The vehicle has to have a wholesale value of $2500.00 or more after miles in-order for us to do a loan against it. We loan up to 65% of the wholesale value depending on the vehicle. There are no prepayment penalty charges. At any time you may make principal payments to reduce the loan amount, which will reduce your interest payments. You may pay off your loan at any time. All interest is prorated into a daily charge, so you only pay interest for however long  you have the loan. DUE TO SOME RECENT CHANGES, FOR ALL OTHER LOCATIONS PLEASE CONTACT THAT LOCATIONS OFFICE MANAGER FOR THEIR LOAN PROCEDURE'S.