Title Loan Alternatives Quiz: Find a Cheaper Option
There are cheaper ways to cover most emergencies than borrowing against your car, but which one fits depends on how much you need, how fast, and your income and credit. Answer five questions and we’ll rank the options for you, each with a guide that explains how to use it.
How we rank the options
Each answer moves options up or down: a paycheck advance needs a regular paycheck, a credit union PAL suits smaller amounts, a personal loan works better with good credit, and if you’re trying to pay an existing title loan, asking that lender for a plan comes first. It’s a starting point, not financial advice. For the full list, see all alternatives to title loans.
Frequently asked questions
Do you store my answers?
No. The quiz runs in your browser and nothing you choose is sent to us.
What if none of the options work?
If a title loan is your only option, check your state’s rules, work out the true cost and borrow as little as you can. You can also ask us a question.
Have a Question About a Title Loan?
Tell us your situation and we will point you to your state's rules and the options worth comparing, including cheaper alternatives. We are an information site, not a lender.
Ask Us a QuestionImportant Disclosure
Auto Cash Title Loans is not a lender, does not broker loans, and does not make loan or credit decisions. This website does not constitute an offer or solicitation to lend. We may receive compensation from affiliate partners for referrals.
APR rates vary by state and lender. Typical APR for title loans ranges from 25% to 300%. Please review your loan terms carefully before accepting any offer.