Title Loan Calculator

Estimate how much you could borrow with a title loan based on your vehicle's value.

$
40%
Most lenders offer 25%–50% of vehicle value
10%
Typical range: 5%–25% monthly

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Compare offers from trusted lenders and get approved in minutes.

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How to Use This Calculator

Enter your vehicle’s estimated value, select a loan-to-value ratio (most lenders offer 25%-50%), choose your loan term, and set the monthly interest rate. Click Calculate to see your estimated loan amount, monthly payment, and total cost.

Understanding Your Results

Estimated Loan Amount: This is how much you could borrow based on your vehicle’s value and the loan-to-value ratio.

Monthly Payment: Your estimated payment each month based on the loan amount, term, and interest rate.

Total Interest: The total interest you’ll pay over the life of the loan.

APR: The Annual Percentage Rate, calculated from the monthly rate. Use this to compare with other loan products.

Calculator FAQ

This calculator provides rough estimates based on the values you enter. Actual loan offers will vary based on your vehicle's condition, mileage, your credit history, state regulations, and the specific lender's terms.

Lenders typically use resources like Kelley Blue Book (KBB) or NADA to assess your vehicle's market value. Factors include make, model, year, mileage, condition, and local market demand.

Title loans are short-term, secured loans that typically don't require a credit check. The higher rates reflect the short repayment terms and the higher risk the lender assumes. Always compare offers from multiple lenders to find the best rate.

Important Disclosure

Auto Cash Title Loans is not a lender, does not broker loans, and does not make loan or credit decisions. This website does not constitute an offer or solicitation to lend. We may receive compensation from affiliate partners for referrals.

APR rates vary by state and lender. Typical APR for title loans ranges from 25% to 300%. Please review your loan terms carefully before accepting any offer.